We are known for our knowledgeable team members with extensive expertise when it comes to business banking. They’re committed to utilizing that expertise in developing long-term financial relationships with you to understand your specific needs, by caring about your success and building the best solutions for you and your business.
Helping our clients frame their success since 1994.
People, knowledge and commitment – that’s what The Fine Art of Banking is all about. We employ proven, knowledgeable team members with extensive expertise when it comes to business banking. They’re committed to utilizing that expertise in developing long-term financial relationships with you to understand your specific needs, by caring about your success and building the best solutions for you and your business.
Meet Our Executives
Walter Kaczmarek, Chief Executive Officer
Walt was named president and CEO in March 2005. He has more than 30 years of business experience in our area, of which 25 years are in banking. Walt was with Comerica for 15 years, responsible for middle market banking and private banking. He joined Comerica with the merger of San Jose-based Plaza Bank of Commerce where he was instrumental in helping successfully merge the two organizations. Prior to joining Plaza Bank, he served for six years with The Martin Group, a real estate investment-development company and nearly eight years with Union Bank of California. Walt has a bachelor’s degree in commerce with a finance emphasis from Santa Clara University where he also pitched for the Bronco baseball team. He earned his master’s degree in business administration from San Jose State University.
Keith A. Wilton, President, Chief Operating Officer
Keith brings over 35 years of financial services experience to Heritage Bank of Commerce. He was formerly from Santa Barbara Bank & Trust, now UnionBanCal Corporation, where he served as Executive Vice President. Prior to that, he was Corporate Executive Vice President of the Specialty Finance Group of Greater Bay Bancorp, prior to its acquisition by Wells Fargo in 2007. Wilton graduated from the Stanford Executive Program in 2006, received a Masters Certificate in Internet Marketing from the University of San Francisco’s School of Management and a Bachelor’s degree in Urban Land Economics and Finance from the University of British Columbia’s Sauder School of Business.
Michael Benito, Executive Vice President, Banking Division
Michael is known in the banking industry as an exceptional relationship banker as a result of his financial engineering skills and knowledge of treasury management. He joined Heritage Bank in 2003 after serving as a managing director for Greater Bay Bank and prior to that as Regional Vice President of the Santa Clara Valley Region of Imperial Bancorp. He began his banking career of more than 25 years ago at Union Bank. Michael graduated with honors from California State University, Fresno, with a bachelor’s degree. Michael also serves on several civic, not-for-profit charity boards in Santa Clara County along with the Board of Fellows of Santa Clara University and the Executive Advisory Board to the School of Business at San Jose State University.
Robert P. Gionfriddo, Executive Vice President, Director of Business Development
Mr. Gionfriddo has rejoined Heritage Bank of Commerce as Executive Vice President, Director of Business Development after serving as Focus Business Bank’s Executive Vice President and Chief Business Banking Officer since 2013. Mr. Gionfriddo was responsible for business development of the Bank’s commercial business throughout the greater Silicon Valley. Prior to that, he was the Silicon Valley Regional President for Community Bank of the Bay; Director, Executive Vice President and President of Specialty Markets for Bridge Bank; and he was Co-Founder, Vice Chairman and Executive Vice President of Heritage Bank of Commerce and Executive Vice President and Director of Corporate Marketing for San Jose-based Plaza Bank of Commerce.
Teresa Powell, Executive Vice President, HOA & Deposit Services
Ms. Powell joins Heritage Bank of Commerce’s executive management team as Executive Vice President HOA & Deposit Services. Ms. Powell is a highly experienced banker who has spent her entire career in the Santa Clara Valley. Teresa has deep banking knowledge which includes operations, cash management, and deposit products. Most recently, Teresa was Executive Vice President Community Banking for Focus Business Bank where she was responsible for the creation and growth of their HOA and Nonprofit business lines. Prior to that, she served in senior and executive management positions at Greater Bay Bancorp, San Jose National Bank and Pacific Western Bank. Teresa is active in the community and serves on the board of West San Jose Kiwanis, Abode Services, and Santa Clara Monterey Bay Council Boy Scouts of America.
Frank Bartaldo, Executive Vice President, Commercial Lending
Frank Bartaldo brings over 45 years of banking experience including his most recent position as Senior Executive Vice President and Chief Banking Officer at United American Bank and President and CEO at Bay Area Bank. Bartaldo has been an active member of the business and philanthropic community in the Mid-Peninsula for his entire career. Frank has a Bachelor’s Degree in Business from Chico State.
Meet Our Managers
Morgan Hill / Gilroy / Hollister
Jeff Perkins, Senior Vice President, Regional Manager